:root{
  --navy:#06172c;--navy-2:#0c2748;--navy-3:#14385f;--ink:#152235;--muted:#687487;
  --gold:#c59643;--gold-bright:#ddb866;--gold-pale:#f5ead2;--ivory:#fbfaf6;--soft:#f3f6f8;
  --paper:#fff;--line:#e3e7eb;--line-dark:rgba(255,255,255,.12);--success:#315e4a;
  --radius:22px;--radius-sm:14px;--shadow:0 24px 70px rgba(6,23,44,.11);--shadow-soft:0 12px 36px rgba(6,23,44,.07);
  --max:1200px;--serif:Georgia,"Times New Roman",serif;--sans:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.68;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit}::selection{background:var(--gold-pale);color:var(--navy)}
h1,h2,h3{font-family:var(--serif);line-height:1.04;letter-spacing:-.035em;margin:0 0 1rem;color:var(--navy)}h1{font-size:clamp(3rem,6.3vw,6.2rem)}h2{font-size:clamp(2.2rem,4.2vw,4rem)}h3{font-size:1.4rem}p{margin:0 0 1rem}ul{padding-left:1.2rem}.container{width:min(var(--max),calc(100% - 48px));margin-inline:auto}.narrow{max-width:860px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:10px;left:10px;z-index:9999;background:#fff;padding:.75rem 1rem;border-radius:10px;box-shadow:var(--shadow-soft);transform:translateY(-150%)}.skip-link:focus{transform:none}
.topbar{background:#03101f;color:#cad5e2;font-size:.78rem;border-bottom:1px solid rgba(255,255,255,.05)}.topbar-inner{min-height:35px;display:flex;justify-content:space-between;align-items:center;gap:1rem;letter-spacing:.01em}.topbar a{color:var(--gold-bright);text-decoration:none;font-weight:700}.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid rgba(6,23,44,.08)}.nav-shell{height:84px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;margin-right:auto}.brand-mark{width:52px;height:52px;border-radius:16px;background:#fff;box-shadow:0 8px 25px rgba(6,23,44,.1);display:grid;place-items:center;overflow:hidden;border:1px solid #eef1f3}.brand-mark img{width:48px;height:48px;object-fit:cover}.brand-copy{display:flex;flex-direction:column;line-height:1.08}.brand-copy strong{font-family:var(--serif);color:var(--navy);font-size:1.08rem;letter-spacing:-.01em}.brand-copy small{text-transform:uppercase;letter-spacing:.18em;color:#95661c;font-size:.55rem;margin-top:6px;font-weight:900}.primary-nav{display:flex;align-items:center;gap:1px}.primary-nav a{text-decoration:none;color:#526075;font-size:.82rem;font-weight:760;padding:.62rem .65rem;border-radius:10px;transition:.2s}.primary-nav a:hover,.primary-nav a.active{color:var(--navy);background:#f1f4f6}.nav-cta{margin-left:5px}.menu-toggle{display:none;border:0;background:transparent;padding:8px}.menu-toggle span:not(.sr-only){display:block;width:24px;height:2px;background:var(--navy);margin:5px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;border:1px solid var(--gold);border-radius:999px;background:var(--gold);color:#fff;text-decoration:none;font-weight:850;padding:.92rem 1.3rem;line-height:1;cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,border-color .2s}.button:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(157,111,37,.23);background:#b98431;border-color:#b98431}.button-sm{padding:.72rem 1.05rem;font-size:.82rem}.button-secondary{background:transparent;color:var(--navy);border-color:#c9d1da}.button-secondary:hover{background:var(--navy);color:#fff;border-color:var(--navy)}.button-light{background:#fff;color:var(--navy);border-color:#fff}.button-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.38)}.button-row{display:flex;gap:.8rem;flex-wrap:wrap}.text-link{font-weight:850;text-decoration:none;color:var(--navy);display:inline-flex;gap:.45rem;align-items:center}.text-link span{color:var(--gold);transition:transform .2s}.text-link:hover span{transform:translateX(4px)}.eyebrow{display:inline-flex;align-items:center;gap:.6rem;text-transform:uppercase;letter-spacing:.18em;font-weight:900;font-size:.69rem;color:#8c5f1a;margin-bottom:1rem}.eyebrow:before{content:"";width:22px;height:1px;background:currentColor}.eyebrow-light{color:var(--gold-bright)}
/* Home hero */
.hero{position:relative;overflow:hidden;background:var(--navy);color:#fff}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 77% 20%,rgba(213,171,91,.19),transparent 26%),radial-gradient(circle at 18% 85%,rgba(48,102,151,.22),transparent 32%)}.hero:after{content:"";position:absolute;inset:0;opacity:.07;background-image:linear-gradient(rgba(255,255,255,.6) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.6) 1px,transparent 1px);background-size:62px 62px;mask-image:linear-gradient(to left,black,transparent 58%)}.hero-grid{position:relative;z-index:1;min-height:720px;display:grid;grid-template-columns:1.02fr .98fr;gap:80px;align-items:center;padding:88px 0}.hero-copy h1{color:#fff;max-width:820px}.hero-copy h1 span{color:var(--gold-bright)}.hero-copy>p{font-size:1.15rem;color:#c6d1de;max-width:680px;margin-bottom:1.8rem}.hero .button-secondary{color:#fff;border-color:rgba(255,255,255,.32)}.hero .button-secondary:hover{background:#fff;color:var(--navy)}.trust-line{display:flex;flex-wrap:wrap;gap:1.15rem;margin-top:2.3rem}.trust-line span{font-size:.77rem;font-weight:800;color:#b8c5d3;display:flex;align-items:center;gap:.4rem}.trust-line span:before{content:"✓";width:19px;height:19px;border-radius:50%;display:grid;place-items:center;background:rgba(221,184,102,.12);color:var(--gold-bright);font-size:.68rem}.hero-panel{position:relative;padding:0;background:transparent;box-shadow:none;border-radius:0}.finance-stage{position:relative;min-height:540px}.finance-orbit{position:absolute;border:1px solid rgba(255,255,255,.1);border-radius:50%;inset:4% 5% 4% 8%;transform:rotate(-9deg)}.finance-orbit:before,.finance-orbit:after{content:"";position:absolute;border-radius:50%;background:var(--gold-bright);box-shadow:0 0 0 7px rgba(221,184,102,.12)}.finance-orbit:before{width:8px;height:8px;top:16%;right:8%}.finance-orbit:after{width:6px;height:6px;left:7%;bottom:18%}.dashboard-card{position:absolute;inset:45px 15px 50px 45px;border:1px solid rgba(255,255,255,.16);border-radius:30px;background:linear-gradient(145deg,rgba(255,255,255,.13),rgba(255,255,255,.055));backdrop-filter:blur(14px);box-shadow:0 35px 100px rgba(0,0,0,.26);padding:34px;overflow:hidden}.dashboard-card:after{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:rgba(221,184,102,.1);right:-100px;top:-100px}.dashboard-top{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:30px}.dashboard-label{font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:#96a9bc;font-weight:900}.dashboard-title{display:block;font-family:var(--serif);font-size:1.8rem;color:#fff;margin-top:.35rem}.status-chip{display:inline-flex;align-items:center;gap:.45rem;border:1px solid rgba(255,255,255,.13);border-radius:999px;padding:.45rem .7rem;color:#d7e0e9;font-size:.68rem;font-weight:800}.status-chip:before{content:"";width:7px;height:7px;border-radius:50%;background:#8cc6a8;box-shadow:0 0 0 4px rgba(140,198,168,.12)}.growth-figure{display:grid;grid-template-columns:1fr auto;gap:10px;align-items:end;margin-bottom:18px}.growth-figure strong{font-family:var(--serif);font-size:3.35rem;line-height:1;color:#fff}.growth-figure span{font-size:.72rem;color:#8cc6a8;font-weight:850;padding-bottom:.45rem}.growth-chart{height:150px;position:relative;margin:5px 0 28px;border-bottom:1px solid rgba(255,255,255,.11);background:linear-gradient(to top,rgba(221,184,102,.05),transparent)}.growth-chart svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}.dashboard-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.dashboard-meta div{padding-top:15px;border-top:1px solid rgba(255,255,255,.12)}.dashboard-meta strong{display:block;color:#fff;font-size:1rem}.dashboard-meta span{display:block;color:#8fa3b7;font-size:.65rem;margin-top:3px}.float-note{position:absolute;z-index:3;background:#fff;color:var(--ink);border-radius:17px;box-shadow:0 20px 55px rgba(0,0,0,.2);padding:14px 16px;min-width:165px}.float-note.one{right:-14px;top:94px}.float-note.two{left:0;bottom:15px}.float-note small{display:block;color:#8590a0;font-size:.62rem;text-transform:uppercase;letter-spacing:.11em;font-weight:900}.float-note strong{display:block;color:var(--navy);font-family:var(--serif);font-size:1.04rem;margin-top:4px}.float-note b{color:var(--success);font-size:.7rem}
/* Shared page hero */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(130deg,#071a32 0%,#0d2b4d 62%,#15395e 100%);padding:102px 0 95px;border-bottom:0;color:#fff}.page-hero:before{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(255,255,255,.1);border-radius:50%;right:-120px;top:-180px}.page-hero:after{content:"";position:absolute;width:220px;height:220px;background:radial-gradient(circle,rgba(221,184,102,.18),transparent 65%);right:16%;bottom:-100px}.page-hero .container{position:relative;z-index:1}.page-hero h1{font-size:clamp(3rem,5.2vw,5.3rem);color:#fff;max-width:980px}.page-hero p{font-size:1.1rem;color:#c8d2de;max-width:780px}.page-hero .eyebrow{color:var(--gold-bright)}
.section{padding:100px 0}.section-tint{background:linear-gradient(180deg,#f5f7f8 0,#fafbfb 100%)}.section-dark{background:linear-gradient(135deg,#06172c,#0c294a);color:#fff;position:relative;overflow:hidden}.section-dark:after{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(255,255,255,.07);border-radius:50%;right:-220px;bottom:-270px}.section-dark .container{position:relative;z-index:1}.section-dark h2,.section-dark h3{color:#fff}.section-dark p{color:#c5cfdb}.section-heading{margin-bottom:48px}.section-heading.split{display:grid;grid-template-columns:1.15fr .85fr;align-items:end;gap:70px}.section-heading.split>p{color:var(--muted);font-size:1.04rem;max-width:600px}.section-heading.centered{text-align:center;max-width:800px;margin:0 auto 48px}.section-heading.centered .eyebrow{justify-content:center}.section-heading.centered p{color:var(--muted)}.section-heading.light h2{color:#fff}.section-heading.light p{color:#b8c4d2}
.card-grid{display:grid;gap:22px}.card-grid.four{grid-template-columns:repeat(4,1fr)}.card-grid.three{grid-template-columns:repeat(3,1fr)}.card-grid.two{grid-template-columns:repeat(2,1fr)}.icon-card,.feature-panel{position:relative;border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff;transition:.25s;overflow:hidden}.icon-card:after,.feature-panel:after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:linear-gradient(90deg,var(--gold),transparent);transform:scaleX(0);transform-origin:left;transition:.25s}.icon-card:hover,.feature-panel:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.icon-card:hover:after,.feature-panel:hover:after{transform:scaleX(1)}.icon-badge{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;background:var(--gold-pale);color:#865716;font-weight:900;margin-bottom:2rem}.icon-card h3,.feature-panel h3{color:var(--navy)}.icon-card p,.feature-panel p{color:var(--muted);margin:0}
.home-proof{padding:0 0 100px;background:#fff}.proof-shell{border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:var(--shadow-soft);display:grid;grid-template-columns:.9fr 1.1fr;overflow:hidden}.proof-intro{padding:42px;border-right:1px solid var(--line);background:var(--ivory)}.proof-intro h3{font-size:1.85rem}.proof-intro p{color:var(--muted);margin:0}.proof-grid{display:grid;grid-template-columns:repeat(3,1fr)}.proof-item{padding:34px 28px;border-right:1px solid var(--line);display:flex;flex-direction:column;justify-content:center}.proof-item:last-child{border-right:0}.proof-item strong{font-family:var(--serif);font-size:1.7rem;color:var(--navy);line-height:1}.proof-item span{font-size:.73rem;color:var(--muted);margin-top:8px}.story-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:80px}.story-grid p{color:var(--muted)}.story-visual{min-height:470px;border-radius:30px;background:linear-gradient(150deg,#0b2949,#06172c);padding:48px;display:flex;align-items:flex-end;box-shadow:var(--shadow);position:relative;overflow:hidden}.story-visual:before{content:"";position:absolute;inset:35px;border:1px solid rgba(255,255,255,.1);border-radius:50%}.story-visual:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;right:-80px;top:-90px;background:rgba(221,184,102,.12)}.visual-card{position:relative;z-index:1;border-left:3px solid var(--gold);padding-left:25px;color:#fff;max-width:430px}.visual-card span{font-weight:900;letter-spacing:.2em;color:var(--gold-bright);font-size:.72rem}.visual-card strong{display:block;font-family:var(--serif);font-size:2.25rem;line-height:1.08;margin:.65rem 0}.visual-card p{color:#c8d3df;margin:0}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-card{padding:34px;border-radius:24px;background:#fff;border:1px solid var(--line);position:relative;overflow:hidden;transition:.25s}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-soft)}.service-number{font-family:var(--serif);color:var(--gold);font-size:2.2rem;margin-bottom:3.5rem}.service-card h3{color:var(--navy)}.service-card p{color:var(--muted)}.service-card a,.article-card a,.resource-card a{font-weight:850;color:var(--navy);text-decoration:none}.service-card:before{content:"";position:absolute;width:100px;height:100px;border-radius:50%;border:1px solid #eef1f3;right:-25px;top:-25px}.impact-grid{display:grid;grid-template-columns:1fr .82fr;gap:90px;align-items:center}.stat-stack{display:grid;gap:13px}.stat-stack div{background:rgba(255,255,255,.065);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:22px 24px}.stat-stack strong{display:block;font-family:var(--serif);font-size:1.55rem;color:#fff}.stat-stack span{color:#aebdca;font-size:.82rem}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{border:1px solid var(--line);padding:30px;border-radius:21px;background:#fff;transition:.25s}.article-card:hover{box-shadow:var(--shadow-soft);transform:translateY(-4px)}.article-tag,.resource-type{font-size:.65rem;letter-spacing:.14em;text-transform:uppercase;font-weight:900;color:#8c5f1a}.article-card h3{margin-top:.9rem;color:var(--navy)}.article-card p{color:var(--muted)}.meta{font-size:.76rem;color:#7d8896}.quote-card{background:linear-gradient(145deg,#0b2b4c,#06172c);color:#fff;padding:42px;border-radius:26px;box-shadow:var(--shadow)}.quote-card p{font-family:var(--serif);font-size:1.65rem;line-height:1.34;color:#fff}.quote-card span{color:var(--gold-bright);font-size:.82rem}
.mission-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.mission-grid article{padding:38px;border-radius:24px;background:var(--ivory);border:1px solid #efe9db}.mission-grid article span{font-size:.67rem;text-transform:uppercase;letter-spacing:.16em;color:#8d5e19;font-weight:900}.mission-grid article h3{font-size:1.9rem;margin-top:.8rem;color:var(--navy)}.values-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:22px}.values-grid div{border:1px solid var(--line);padding:24px;border-radius:18px;background:#fff}.values-grid strong{color:var(--navy)}.values-grid p{font-size:.84rem;color:var(--muted);margin:.4rem 0 0}.difference-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.difference-grid div{border-top:1px solid rgba(255,255,255,.17);padding:28px 0}.difference-grid strong{font-family:var(--serif);font-size:1.25rem;color:#fff}.difference-grid p{margin:.45rem 0 0}.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.timeline div{border-left:2px solid var(--gold);padding:8px 24px}.timeline span{font-weight:900;color:#8d5f1d;font-size:.7rem;text-transform:uppercase;letter-spacing:.13em}.timeline p{color:var(--muted)}.notice{background:#fff8e9;border:1px solid #edd7a7;border-left:4px solid var(--gold);padding:19px 21px;border-radius:0 14px 14px 0;color:#6f572d}.check-list{display:grid;gap:12px;padding:0;list-style:none}.check-list li{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start}.check-list li:before{content:"✓";color:var(--gold);font-weight:900}
.service-detail-grid{display:grid;gap:22px}.service-detail{display:grid;grid-template-columns:150px 1fr;gap:32px;align-items:start;border:1px solid var(--line);padding:34px;border-radius:24px;background:#fff}.service-detail .service-number{margin:0;color:var(--gold);font-size:3rem}.process-grid,.responsibility-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-grid div,.responsibility-grid div{padding:27px;background:#fff;border:1px solid var(--line);border-radius:19px}.process-grid span{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;margin-bottom:1rem}.process-grid p,.responsibility-grid p{color:var(--muted);margin:0}.membership-grid{display:grid;grid-template-columns:1.1fr .72fr;gap:75px;align-items:start}.eligibility-card{background:var(--ivory);border:1px solid #ede5d8;padding:34px;border-radius:24px;position:sticky;top:112px}.eligibility-card h3{font-size:1.8rem}.application-grid{display:grid;grid-template-columns:1fr 1fr;gap:75px}.application-steps{display:grid;gap:14px}.application-steps div{display:grid;grid-template-columns:40px 1fr;gap:13px;align-items:start}.application-steps div span{width:36px;height:36px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.1);color:var(--gold-bright);font-weight:900}.partner-strip{display:flex;align-items:center;justify-content:space-between;gap:50px;border:1px solid var(--line);padding:42px;border-radius:26px;background:var(--ivory)}.partner-strip p{color:var(--muted);max-width:700px}.role-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.role-grid article{border-top:3px solid var(--gold);background:var(--soft);padding:25px;border-radius:0 0 18px 18px}.role-grid article span{font-size:.65rem;text-transform:uppercase;letter-spacing:.14em;font-weight:900;color:#8b5e1b}.role-grid h3{font-size:1.2rem;margin:.8rem 0}.role-grid p{font-size:.84rem;color:var(--muted)}.governance-grid{display:grid;grid-template-columns:1fr .82fr;gap:70px;align-items:center}.control-card{background:#fff;border-radius:24px;padding:32px;box-shadow:var(--shadow);border:1px solid var(--line)}.control-card>div{display:grid;grid-template-columns:35px 1fr;gap:10px;border-top:1px solid var(--line);padding:15px 0}.control-card strong{color:var(--gold)}.control-card p{margin:0;color:var(--muted)}.document-callout{display:flex;align-items:center;justify-content:space-between;gap:50px}.document-callout p{max-width:760px}.member-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.member-card{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff;transition:.2s}.member-card:hover{box-shadow:var(--shadow-soft);transform:translateY(-3px)}.member-avatar{width:64px;height:64px;border-radius:18px;background:linear-gradient(135deg,var(--navy),#1c4a77);color:var(--gold-bright);display:grid;place-items:center;font-family:var(--serif);font-size:1.28rem;font-weight:800;margin-bottom:1.3rem}.member-card h3{font-size:1.1rem;margin:0 0 .3rem;color:var(--navy)}.member-card p{font-size:.8rem;color:var(--muted);margin:0}.principles-list{display:grid;gap:10px}.principles-list div{display:grid;grid-template-columns:45px 1fr;gap:13px;padding:16px 0;border-top:1px solid var(--line)}.principles-list span{color:var(--gold);font-weight:900}.principles-list p{margin:0}.priority-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.priority-grid article{border:1px solid var(--line);padding:25px;border-radius:20px}.priority-grid span{color:var(--gold);font-weight:900}.priority-grid h3{font-size:1.25rem;margin-top:1rem}.priority-grid p{color:var(--muted);font-size:.88rem}.roadmap{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.roadmap div{padding:27px;border-left:1px solid rgba(255,255,255,.2)}.roadmap span{color:var(--gold-bright);font-weight:900;text-transform:uppercase;letter-spacing:.11em;font-size:.67rem}.featured-article{padding:42px;background:var(--ivory);border:1px solid #efe7d8;border-radius:26px;display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:22px}.featured-article h2{font-size:2.45rem;margin-top:.8rem}.newsletter{display:grid;grid-template-columns:1fr .9fr;gap:65px;align-items:center}.form-inline{display:flex;gap:8px}.form-inline input{flex:1}.form-status{font-size:.78rem;color:#755a2b;margin:.7rem 0 0}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.testimonial-card{border:1px solid var(--line);border-radius:24px;padding:32px;background:#fff}.quote-mark{font-family:var(--serif);font-size:4rem;line-height:.7;color:var(--gold)}.testimonial-card>p{font-family:var(--serif);font-size:1.2rem;color:#354156}.testimonial-card div{border-top:1px solid var(--line);padding-top:18px;margin-top:25px}.testimonial-card strong,.testimonial-card span{display:block}.testimonial-card div span{font-size:.78rem;color:var(--muted)}.consent-note{margin-top:25px;padding:22px;background:var(--soft);border-radius:16px}.consent-note p{margin:.3rem 0 0;color:var(--muted)}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.resource-card{border:1px solid var(--line);border-radius:20px;padding:28px;display:flex;flex-direction:column;background:#fff;transition:.2s}.resource-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-soft)}.resource-card h3{margin:.8rem 0;color:var(--navy)}.resource-card p{color:var(--muted);flex:1}.resource-card>div{display:flex;gap:14px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:17px}.resource-card.coming{background:var(--soft)}.resource-card.coming>div span{color:var(--muted);font-weight:800}.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:75px}.contact-list{margin-top:32px;display:grid;gap:20px}.contact-list div{border-top:1px solid var(--line);padding-top:19px}.contact-list span,.contact-list small{display:block;color:var(--muted);font-size:.78rem}.contact-list a,.contact-list strong{font-size:1.05rem;font-weight:800;text-decoration:none;color:var(--navy)}.form-card{border:1px solid var(--line);padding:36px;border-radius:24px;box-shadow:var(--shadow-soft);background:#fff}.form-card>p{color:var(--muted)}label{display:block;font-size:.78rem;font-weight:800;color:#354156;margin-bottom:14px}input,textarea,select{width:100%;border:1px solid #cbd3dc;border-radius:13px;background:#fff;padding:.92rem 1rem;font:inherit;color:var(--ink);margin-top:6px}input:focus,textarea:focus,select:focus{outline:3px solid rgba(197,150,67,.17);border-color:var(--gold)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.checkbox{display:flex;gap:10px;align-items:flex-start;font-weight:500}.checkbox input{width:auto;margin:.25rem 0 0}
.cta-band{background:linear-gradient(115deg,#b17b2b,#d1a657 58%,#bc8733);color:#fff;padding:68px 0;position:relative;overflow:hidden}.cta-band:after{content:"";position:absolute;width:330px;height:330px;border:1px solid rgba(255,255,255,.2);border-radius:50%;right:-100px;top:-180px}.cta-band-inner{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:60px}.cta-band h2{font-size:2.7rem;max-width:720px;color:#fff}.cta-band p{color:#fff9ed}.site-footer{background:#03101f;color:#b9c6d4;padding:76px 0 30px}.footer-grid{display:grid;grid-template-columns:1.5fr .65fr .65fr .9fr;gap:48px}.footer-brand p{max-width:430px}.footer-logo{width:74px;height:74px;border-radius:20px;background:#fff;overflow:hidden;margin-bottom:22px}.footer-logo img{width:100%;height:100%;object-fit:cover}.site-footer h3{font-family:var(--sans);font-size:.7rem;text-transform:uppercase;letter-spacing:.14em;color:#fff}.site-footer a{display:block;color:#b9c6d4;text-decoration:none;margin:.48rem 0}.site-footer a:hover{color:#fff}.site-footer .muted{font-size:.78rem;color:#7f91a4}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:48px;padding-top:24px;display:flex;justify-content:space-between;font-size:.76rem}.footer-bottom p{margin:0}.site-footer .footer-inline-link{display:inline;margin:0;color:#b9c6d4}.reveal{animation:fadeUp .75s ease both}@keyframes fadeUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}
@media(max-width:1080px){.primary-nav{display:none;position:absolute;top:84px;left:24px;right:24px;background:#fff;box-shadow:var(--shadow);border:1px solid var(--line);border-radius:18px;padding:14px;flex-direction:column;align-items:stretch}.primary-nav.open{display:flex}.primary-nav a{padding:.82rem}.menu-toggle{display:block}.nav-cta{display:none}.hero-grid{grid-template-columns:1fr;min-height:auto;padding:76px 0}.hero-panel{max-width:760px}.finance-stage{min-height:500px}.card-grid.four,.values-grid,.member-grid,.priority-grid,.role-grid{grid-template-columns:repeat(2,1fr)}.service-grid,.article-grid,.resource-grid{grid-template-columns:repeat(2,1fr)}.story-grid,.impact-grid,.membership-grid,.application-grid,.governance-grid,.newsletter,.contact-grid{grid-template-columns:1fr}.eligibility-card{position:static}.section-heading.split{grid-template-columns:1fr;gap:14px}.cta-band-inner,.document-callout,.partner-strip{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1.3fr 1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}.difference-grid,.timeline,.testimonial-grid{grid-template-columns:repeat(2,1fr)}.process-grid,.responsibility-grid,.roadmap{grid-template-columns:repeat(2,1fr)}.proof-shell{grid-template-columns:1fr}.proof-intro{border-right:0;border-bottom:1px solid var(--line)}}
@media(max-width:680px){.container{width:min(var(--max),calc(100% - 30px))}.topbar{display:none}.nav-shell{height:72px}.brand-mark{width:46px;height:46px}.brand-mark img{width:42px;height:42px}.brand-copy strong{font-size:.95rem}.brand-copy small{font-size:.5rem}.primary-nav{top:72px;left:15px;right:15px}.hero-grid{padding:58px 0;gap:34px}.hero-copy h1{font-size:clamp(2.75rem,13vw,4.1rem)}.finance-stage{min-height:390px}.dashboard-card{inset:28px 0 38px 15px;padding:24px;border-radius:24px}.dashboard-title{font-size:1.45rem}.growth-figure strong{font-size:2.5rem}.growth-chart{height:110px}.dashboard-meta{grid-template-columns:1fr 1fr}.dashboard-meta div:last-child{display:none}.float-note{min-width:140px;padding:11px 13px}.float-note.one{right:-4px;top:62px}.float-note.two{left:0;bottom:0}.section,.page-hero{padding:72px 0}.page-hero{padding-top:78px}.card-grid.four,.card-grid.three,.card-grid.two,.service-grid,.article-grid,.resource-grid,.difference-grid,.timeline,.member-grid,.priority-grid,.role-grid,.testimonial-grid,.process-grid,.responsibility-grid,.roadmap,.mission-grid{grid-template-columns:1fr}.story-grid{gap:38px}.story-visual{min-height:350px;padding:30px}.service-detail{grid-template-columns:1fr;padding:28px}.field-row{grid-template-columns:1fr}.featured-article{padding:30px;flex-direction:column;align-items:flex-start}.form-inline{flex-direction:column}.cta-band{padding:52px 0}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:8px}.button-row .button{width:100%}.partner-strip{padding:30px}.cta-band-inner .button-row{width:100%}.proof-grid{grid-template-columns:1fr}.proof-item{border-right:0;border-bottom:1px solid var(--line)}.proof-item:last-child{border-bottom:0}.proof-intro{padding:30px}.member-grid{grid-template-columns:1fr 1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}


/* Finalization additions: lending model, account architecture, imagery and leadership */
.loan-model-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}.term-card{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff;box-shadow:var(--shadow-soft)}.term-card.featured{background:linear-gradient(145deg,#071a33,#123a63);color:#fff;border-color:transparent}.term-card>span{display:block;text-transform:uppercase;letter-spacing:.12em;font-weight:900;font-size:.67rem;color:#8c5f1a}.term-card.featured>span{color:var(--gold-bright)}.term-card strong{display:block;font-family:var(--serif);font-size:2.45rem;line-height:1;color:var(--navy);margin:.7rem 0 1rem}.term-card.featured strong{color:#fff}.term-card p{margin:0;color:var(--muted)}.term-card.featured p{color:#c8d2de}.interest-split{display:grid;grid-template-columns:30fr 20fr 50fr;gap:10px;margin-top:22px}.interest-split>div{border-radius:18px;padding:24px;background:var(--soft);border:1px solid var(--line)}.interest-split>div:nth-child(2){background:var(--navy);color:#fff;border-color:var(--navy)}.interest-split span{font-family:var(--serif);font-size:2.2rem;font-weight:800;color:var(--gold)}.interest-split strong{display:block;margin:.25rem 0}.interest-split p{font-size:.82rem;margin:0;color:var(--muted)}.interest-split>div:nth-child(2) p{color:#b9c6d4}.interest-split.large>div{padding:34px}.interest-split.large span{font-size:3.1rem}.micro-note{font-size:.8rem;color:var(--muted);margin-top:16px}.worked-example{margin-top:28px;padding:30px 34px;background:#fff;border-left:4px solid var(--gold);border-radius:0 18px 18px 0;box-shadow:var(--shadow-soft)}.worked-example h3{font-size:1.7rem}.account-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.account-grid.three{grid-template-columns:repeat(3,1fr)}.account-grid article{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff}.account-grid article.institutional{background:var(--gold-pale);border-color:#ead3a7}.account-kicker{font-size:.67rem;letter-spacing:.12em;text-transform:uppercase;font-weight:900;color:#8c5f1a}.account-grid h3{margin-top:.7rem}.account-grid p{color:var(--muted);margin:0}.payment-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:24px;align-items:start}.payment-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:28px}.payment-card>span,.payment-public-grid article>span{font-size:.67rem;text-transform:uppercase;letter-spacing:.11em;font-weight:900;color:var(--gold-bright)}.payment-card h3{color:#fff;margin-top:.7rem}.payment-card dl,.payment-public-grid dl{margin:0}.payment-card dl>div{display:contents}.payment-card dt,.payment-card dd,.payment-public-grid dt,.payment-public-grid dd{margin:0;padding:.65rem 0;border-top:1px solid rgba(255,255,255,.12)}.payment-card dt{color:#91a4b8;font-size:.75rem}.payment-card dd{color:#fff;font-weight:800}.payment-public-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.payment-public-grid article{border:1px solid var(--line);border-radius:22px;padding:30px}.payment-public-grid article>span{color:#8c5f1a}.payment-public-grid dt,.payment-public-grid dd{border-color:var(--line)}.payment-public-grid dt{color:var(--muted);font-size:.75rem}.payment-public-grid dd{color:var(--navy);font-weight:800}.image-story-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.photo-placeholder{margin:0}.photo-placeholder img{width:100%;aspect-ratio:16/10;object-fit:cover;border-radius:26px;box-shadow:var(--shadow)}.photo-placeholder figcaption{font-size:.72rem;color:var(--muted);margin-top:10px}.photo-placeholder.wide img{aspect-ratio:4/3}.leadership-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.leader-card{padding:20px;border:1px solid var(--line);border-radius:22px;background:#fff}.portrait-placeholder{aspect-ratio:4/5;border-radius:16px;background:linear-gradient(145deg,var(--navy),var(--navy-3));color:var(--gold-bright);display:grid;place-items:center;font-family:var(--serif);font-size:2rem;font-weight:800;margin-bottom:20px;position:relative}.portrait-placeholder span{position:absolute;bottom:14px;font-family:var(--sans);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:#9fb0c1}.leader-card h3{font-size:1.15rem;margin-bottom:.35rem}.leader-card p{font-size:.78rem;color:var(--muted);margin:0}.process-grid.five{grid-template-columns:repeat(5,1fr)}.resource-type{font-size:.63rem;letter-spacing:.12em;text-transform:uppercase;font-weight:900;color:#8c5f1a}.contact-action{align-self:start}.section-dark .payment-card dt,.section-dark .payment-card dd{display:block}
@media(max-width:1080px){.loan-model-grid,.account-grid.three,.payment-grid,.leadership-grid,.process-grid.five{grid-template-columns:repeat(2,1fr)}.interest-split{grid-template-columns:1fr 1fr}.interest-split>div:last-child{grid-column:1/-1}.image-story-grid{grid-template-columns:1fr;gap:38px}}
@media(max-width:680px){.loan-model-grid,.interest-split,.account-grid,.account-grid.three,.payment-grid,.payment-public-grid,.leadership-grid,.process-grid.five{grid-template-columns:1fr}.interest-split>div:last-child{grid-column:auto}.term-card,.worked-example,.account-grid article,.payment-card,.payment-public-grid article{padding:24px}.leadership-grid{grid-template-columns:1fr 1fr}.portrait-placeholder{aspect-ratio:1/1}}

/* Social presence and enquiry form */
.social-links{display:flex;align-items:center;gap:10px;margin-top:18px}.site-footer .social-icon,.social-icon{display:grid;width:40px;height:40px;margin:0;place-items:center;border:1px solid rgba(255,255,255,.16);border-radius:12px;background:rgba(255,255,255,.05);color:#d9e2eb;transition:transform .2s ease,background .2s ease,border-color .2s ease,color .2s ease}.site-footer .social-icon:hover,.social-icon:hover{transform:translateY(-2px);background:var(--gold);border-color:var(--gold);color:var(--navy)}.social-icon svg{width:18px;height:18px;fill:currentColor}.site-footer .social-note{display:block;margin-top:10px;color:#7f91a4;font-size:.7rem}.contact-socials{margin-top:30px;padding-top:26px;border-top:1px solid var(--line)}.contact-socials .social-links{margin-top:14px}.contact-socials .social-icon{border-color:var(--line);background:#fff;color:var(--navy);box-shadow:var(--shadow-soft)}.contact-socials .social-icon:hover{background:var(--navy);border-color:var(--navy);color:#fff}.contact-socials p{color:var(--muted);font-size:.86rem;margin:0}.enquiry-shell{display:grid;grid-template-columns:.72fr 1.28fr;gap:54px;align-items:start}.enquiry-intro{position:sticky;top:120px}.enquiry-form{background:#fff;border:1px solid var(--line);border-radius:26px;padding:38px;box-shadow:var(--shadow-soft)}.enquiry-form label{display:block;font-size:.75rem;font-weight:800;color:var(--navy);margin-bottom:7px}.enquiry-form input,.enquiry-form select,.enquiry-form textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1px solid #d7dde4;border-radius:12px;padding:.86rem 1rem;outline:none;transition:border-color .2s ease,box-shadow .2s ease}.enquiry-form input:focus,.enquiry-form select:focus,.enquiry-form textarea:focus{border-color:var(--gold);box-shadow:0 0 0 4px rgba(197,150,67,.12)}.enquiry-form textarea{min-height:150px;resize:vertical}.enquiry-form .field{margin-bottom:18px}.enquiry-form .form-note{font-size:.74rem;color:var(--muted);margin:14px 0 0}.enquiry-form .button{border:0;cursor:pointer}.enquiry-form .honeypot{position:absolute;left:-9999px}.form-status-note{display:flex;gap:10px;align-items:flex-start;margin-top:22px;padding:16px 18px;border-radius:14px;background:var(--soft);font-size:.78rem;color:var(--muted)}.form-status-note strong{color:var(--navy)}
@media(max-width:900px){.enquiry-shell{grid-template-columns:1fr}.enquiry-intro{position:static}}
@media(max-width:680px){.enquiry-form{padding:24px}.social-links{flex-wrap:wrap}}

/* Footer WhatsApp contact icon */
.site-footer .whatsapp-footer-icon{display:grid;width:40px;height:40px;margin-top:14px;place-items:center;border:1px solid rgba(255,255,255,.16);border-radius:12px;background:rgba(255,255,255,.05);color:#d9e2eb;transition:transform .2s ease,background .2s ease,border-color .2s ease,color .2s ease}
.site-footer .whatsapp-footer-icon:hover{transform:translateY(-2px);background:#25D366;border-color:#25D366;color:#fff}
.site-footer .whatsapp-footer-icon svg{width:19px;height:19px;fill:currentColor}

/* Social icon alignment and platform brand hover states */
.social-links{
  display:flex;
  align-items:center;
  flex-wrap:wrap;
  gap:10px;
  margin-top:18px;
  min-height:40px;
}
.site-footer .social-icon,
.contact-socials .social-icon,
.social-icon{
  flex:0 0 40px;
  width:40px;
  height:40px;
  margin:0;
  padding:0;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  line-height:1;
  vertical-align:middle;
}
.social-icon svg{
  display:block;
  width:19px;
  height:19px;
  flex:none;
}
.site-footer .social-icon:hover,
.contact-socials .social-icon:hover,
.social-icon:hover{color:#fff;transform:translateY(-2px)}
.site-footer .social-facebook:hover,.contact-socials .social-facebook:hover,.social-facebook:hover{background:#1877F2;border-color:#1877F2;color:#fff}
.site-footer .social-linkedin:hover,.contact-socials .social-linkedin:hover,.social-linkedin:hover{background:#0A66C2;border-color:#0A66C2;color:#fff}
.site-footer .social-instagram:hover,.contact-socials .social-instagram:hover,.social-instagram:hover{background:#E4405F;border-color:#E4405F;color:#fff}
.site-footer .social-youtube:hover,.contact-socials .social-youtube:hover,.social-youtube:hover{background:#FF0000;border-color:#FF0000;color:#fff}
.site-footer .social-whatsapp:hover,.contact-socials .social-whatsapp:hover,.social-whatsapp:hover{background:#25D366;border-color:#25D366;color:#fff}

/* Floating back-to-top control */
.back-to-top{
  position:fixed;
  right:22px;
  bottom:22px;
  z-index:90;
  width:46px;
  height:46px;
  border:1px solid rgba(255,255,255,.16);
  border-radius:14px;
  display:grid;
  place-items:center;
  background:rgba(3,16,31,.94);
  color:#fff;
  box-shadow:0 12px 30px rgba(3,16,31,.22);
  cursor:pointer;
  opacity:0;
  visibility:hidden;
  transform:translateY(10px);
  transition:opacity .2s ease,visibility .2s ease,transform .2s ease,background .2s ease,border-color .2s ease;
  -webkit-backdrop-filter:blur(10px);
  backdrop-filter:blur(10px);
}
.back-to-top.visible{opacity:1;visibility:visible;transform:none}
.back-to-top:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.back-to-top:focus-visible{outline:3px solid rgba(197,150,67,.35);outline-offset:3px}
.back-to-top svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:680px){.back-to-top{right:15px;bottom:15px;width:44px;height:44px;border-radius:13px}}

/* Contact & Support hub */
.contact-hub-section{padding-top:46px}.contact-quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.contact-quick-card{display:grid;grid-template-columns:52px 1fr;gap:16px;align-items:center;padding:25px;border:1px solid var(--line);border-radius:20px;background:#fff;text-decoration:none;color:inherit;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.contact-quick-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-soft);border-color:#d9c294}.contact-quick-icon{width:50px;height:50px;display:grid;place-items:center;border-radius:15px;background:var(--navy);color:#fff;font-size:1.25rem;font-weight:900}.contact-quick-card>div>span{display:block;font-size:.66rem;text-transform:uppercase;letter-spacing:.11em;font-weight:900;color:#8c5f1a}.contact-quick-card strong{display:block;color:var(--navy);margin:.25rem 0;font-size:1.02rem}.contact-quick-card small{color:var(--muted)}.contact-follow-row{margin-top:26px;padding:22px 26px;border-radius:18px;background:var(--soft);display:flex;align-items:center;justify-content:space-between;gap:30px}.contact-follow-row p{margin:.25rem 0 0;color:var(--muted);font-size:.84rem}.contact-follow-row .social-links{margin:0;flex:none}.contact-follow-row .social-icon{border-color:var(--line);background:#fff;color:var(--navy);box-shadow:none}.support-route-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.support-route-grid>a{display:flex;flex-direction:column;padding:27px;border-radius:20px;background:#fff;border:1px solid var(--line);text-decoration:none;color:inherit;transition:transform .2s ease,box-shadow .2s ease}.support-route-grid>a:hover{transform:translateY(-3px);box-shadow:var(--shadow-soft)}.support-route-grid span{font-size:.66rem;letter-spacing:.12em;font-weight:900;color:var(--gold)}.support-route-grid h3{font-size:1.22rem;margin:.8rem 0 .55rem;color:var(--navy)}.support-route-grid p{color:var(--muted);font-size:.86rem;flex:1}.support-route-grid strong{font-size:.78rem;color:#8c5f1a}.contact-response-note{margin-top:20px;color:var(--muted);font-size:.84rem}.contact-zomba .photo-placeholder figcaption{color:#93a6b9}.contact-zomba .micro-note{color:#9fb0c1}
@media(max-width:900px){.contact-quick-grid{grid-template-columns:1fr}.support-route-grid{grid-template-columns:1fr 1fr}.contact-follow-row{align-items:flex-start;flex-direction:column}.contact-follow-row .social-links{margin-top:4px}}
@media(max-width:580px){.support-route-grid{grid-template-columns:1fr}.contact-quick-card{padding:20px}.contact-follow-row{padding:20px}}


/* Vision Finance Model — homepage visual explainer */
.model-section{background:linear-gradient(180deg,#fff 0%,#fbfaf6 100%);overflow:hidden}
.model-heading{max-width:850px;margin-left:auto;margin-right:auto}
.model-heading p{max-width:760px;margin-left:auto;margin-right:auto}
.model-flow{display:grid;grid-template-columns:minmax(0,1fr) 34px minmax(0,1fr) 34px minmax(0,1.32fr) 34px minmax(0,1fr) 34px minmax(0,1fr);gap:0;align-items:stretch;margin-top:46px}
.model-step{position:relative;display:flex;flex-direction:column;min-width:0;padding:28px 24px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 12px 34px rgba(8,30,55,.055)}
.model-step:before{content:"";position:absolute;left:22px;right:22px;top:0;height:3px;border-radius:0 0 999px 999px;background:#dfe7ee}
.model-step-featured{border-color:#dec28b;background:linear-gradient(180deg,#fffaf0 0%,#fff 72%);box-shadow:0 16px 46px rgba(116,80,25,.11)}
.model-step-featured:before{background:var(--gold)}
.model-step-top{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:24px}
.model-number{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:.78rem;font-weight:900;box-shadow:0 6px 18px rgba(7,26,51,.14)}
.model-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:13px;background:var(--soft);color:var(--navy)}
.model-icon svg{width:23px;height:23px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.model-kicker{display:block;margin-bottom:8px;font-size:.65rem;letter-spacing:.12em;text-transform:uppercase;color:#8c5f1a;font-weight:900}
.model-step h3{font-size:1.16rem;line-height:1.18;margin:0 0 12px;color:var(--navy)}
.model-step p{font-size:.82rem;line-height:1.62;color:var(--muted);margin:0 0 18px}
.model-step p strong{color:var(--navy)}
.model-pill{margin-top:auto;border-radius:999px;padding:.58rem .72rem;background:var(--soft);color:var(--navy);font-size:.67rem;font-weight:850;text-align:center}
.model-mini-list{list-style:none;padding:0;margin:auto 0 0;display:grid;gap:8px}
.model-mini-list li{font-size:.72rem;line-height:1.35;color:var(--muted);padding:9px 10px;border-radius:10px;background:#f7f9fb;border:1px solid #edf0f3}
.model-mini-list strong{color:var(--navy)}
.model-arrow{display:grid;place-items:center;color:var(--gold);font-size:1.45rem;font-weight:900}
.model-arrow span{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#fff7e8;border:1px solid #edd5a6;box-shadow:0 6px 16px rgba(197,150,67,.08)}
.model-split{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin:8px 0 15px}
.model-split>div{min-width:0;padding:13px 7px 12px;border-radius:14px;text-align:center;border:1px solid transparent}
.model-split strong{display:block;font-family:var(--serif);font-size:1.7rem;line-height:1;color:var(--navy)}
.model-split span{display:block;margin-top:6px;font-size:.67rem;font-weight:900;color:var(--navy)}
.model-split small{display:block;margin-top:4px;font-size:.56rem;line-height:1.25;color:var(--muted)}
.split-borrower{background:#eaf3fb;border-color:#d5e5f3!important}.split-group{background:#fff4dd;border-color:#ead29b!important}.split-members{background:#eaf7f1;border-color:#cee8da!important}
.model-small-note{font-size:.67rem!important;line-height:1.45!important;color:#6c7783!important;margin-top:auto!important;margin-bottom:0!important;padding-top:12px;border-top:1px solid var(--line)}
.model-summary{margin-top:28px;padding:20px 24px;border-radius:18px;background:var(--navy);color:#d8e1ea;display:flex;align-items:center;justify-content:space-between;gap:28px;font-size:.82rem;line-height:1.55}
.model-summary strong{color:#fff}.model-summary .text-link{flex:none;color:var(--gold-bright)}
.model-summary .text-link:hover{color:#fff}
@media(max-width:980px){.model-flow{display:flex;flex-direction:column;gap:12px;margin-top:36px}.model-arrow{height:24px}.model-arrow span{transform:rotate(90deg);width:25px;height:25px}.model-step{padding:26px}.model-summary{align-items:flex-start;flex-direction:column;gap:12px}.model-summary .text-link{width:100%}}
@media(max-width:720px){.model-flow{margin-top:32px}.model-step{padding:24px}.model-split{grid-template-columns:1fr 1fr 1fr}.model-summary{padding:18px}}
@media(max-width:430px){.model-split{grid-template-columns:1fr}.model-split small{font-size:.62rem}.model-split strong{font-size:1.55rem}}


/* === Homepage clarity pass: Capital in motion === */
.home-glance-stage{min-height:0;overflow:visible}.home-glance-card{position:relative;z-index:2;width:100%;max-width:none;padding:30px}.home-glance-card .dashboard-title{max-width:350px}.glance-cycle{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;gap:8px;align-items:center;margin:26px 0 22px}.glance-cycle>div{min-height:88px;padding:14px 10px;border:1px solid rgba(255,255,255,.13);border-radius:16px;background:rgba(255,255,255,.07);display:flex;flex-direction:column;justify-content:center}.glance-cycle>div span{font-size:.68rem;font-weight:800;color:#ddb866;letter-spacing:.08em}.glance-cycle>div strong{font-size:1rem;color:#fff;margin-top:3px}.glance-cycle>b{color:#ddb866;font-size:1.3rem}.home-glance-meta{grid-template-columns:repeat(3,1fr)!important}.glance-note{margin:18px 0 0;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);font-size:.83rem;line-height:1.55;color:rgba(255,255,255,.7)}

.capital-motion-section{position:relative;overflow:visible;background:linear-gradient(180deg,#fff 0%,#f7fafc 100%)}.capital-motion-heading{max-width:880px;margin-left:auto;margin-right:auto}.capital-motion-heading p{max-width:820px!important}.capital-motion-shell{position:relative;display:grid;grid-template-columns:minmax(0,1fr) 34px minmax(0,1fr) 34px minmax(0,1fr) 34px minmax(0,1.18fr) 34px minmax(0,1fr);align-items:stretch;gap:0;margin-top:42px;overflow:visible}.capital-motion-track{position:absolute;left:7%;right:7%;top:46px;height:3px;background:#dbe5ec;z-index:0}.capital-motion-track span{display:block;width:100%;height:100%;background:linear-gradient(90deg,#0c537e,#c99a3c,#0c7a5b);opacity:.75}.capital-motion-step{position:relative;z-index:1;min-width:0;padding:22px 18px 20px;border:1px solid #dfe7ed;border-radius:22px;background:#fff;box-shadow:0 16px 34px rgba(7,31,55,.07);display:flex;flex-direction:column}.motion-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:17px}.motion-number{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#0b3558;color:#fff;font-weight:900}.motion-icon{min-width:58px;height:46px;padding:0 10px;border-radius:14px;display:grid;place-items:center;background:#eef5f9;color:#0b3558;font-weight:900;font-size:1rem}.motion-kicker{text-transform:uppercase;letter-spacing:.08em;font-size:.68rem;font-weight:900;color:#957226}.capital-motion-step h3{font-size:1.14rem;line-height:1.25;margin:6px 0 9px;color:#0a2f50}.capital-motion-step p{font-size:.85rem;line-height:1.55;color:#536675;margin:0 0 14px}.motion-key{margin-top:auto;padding:11px 12px;border-radius:12px;background:#f2f7fa;color:#39586d;font-size:.72rem;font-weight:700;line-height:1.4}.motion-key-accent{background:#edf8f2;color:#176447}.motion-arrow{position:relative;z-index:2;display:grid;place-items:center;color:#c99a3c;font-size:1.65rem;font-weight:900}.motion-facts{display:grid;gap:7px;margin-top:auto}.motion-facts span{padding:8px 9px;border-radius:10px;background:#f5f8fa;color:#526675;font-size:.69rem;line-height:1.3}.motion-facts b{color:#0b3558}.motion-share{border-color:#e2c982;background:linear-gradient(180deg,#fffdf7,#fff)}.motion-share .motion-icon{background:#f8edcf;color:#8a6514}.motion-split{display:grid;grid-template-columns:1fr;gap:7px;margin-top:6px}.motion-split>div{padding:10px 9px;border-radius:12px;background:#f4f7f9;border:1px solid #e5eaee;text-align:center}.motion-split strong{display:block;font-size:1.3rem;color:#0a3356}.motion-split span{display:block;font-size:.68rem;font-weight:800;color:#263f53;line-height:1.25;margin-top:2px}.motion-split small{display:block;font-size:.6rem;color:#6b7b88;line-height:1.3;margin-top:3px}.motion-recycle{border-color:#cfe3da;background:linear-gradient(180deg,#f7fcf9,#fff)}.motion-recycle .motion-icon{background:#e4f5ec;color:#176447}.capital-motion-loop{display:flex;align-items:center;justify-content:center;gap:14px;max-width:920px;margin:26px auto 0;padding:16px 22px;border-radius:18px;background:#0b3558;color:#fff;box-shadow:0 12px 28px rgba(8,38,64,.13)}.loop-symbol{font-size:2rem;color:#ddb866}.capital-motion-loop strong{display:block;font-size:.98rem}.capital-motion-loop small{display:block;margin-top:4px;color:rgba(255,255,255,.68);font-size:.75rem}.capital-motion-note{max-width:1000px;margin:16px auto 0;padding:13px 16px;border:1px solid #e1e7eb;border-radius:13px;background:#fff;color:#60707c;font-size:.72rem;line-height:1.55;text-align:center}.capital-motion-note strong{color:#263f53}

@media(max-width:1180px){.capital-motion-track{display:none}.capital-motion-shell{display:flex;flex-direction:column;gap:0}.capital-motion-step{width:100%;margin:0;min-height:0}.motion-arrow{height:34px;display:grid;transform:rotate(90deg)}.capital-motion-loop{max-width:760px}.home-glance-meta{grid-template-columns:1fr 1fr 1fr!important}}
@media(max-width:760px){.home-glance-meta{grid-template-columns:1fr!important}.glance-cycle{grid-template-columns:1fr auto 1fr}.glance-cycle>b:nth-of-type(2),.glance-cycle>b:nth-of-type(3){display:none}.glance-cycle>div:nth-of-type(3),.glance-cycle>div:nth-of-type(4){margin-top:8px}.motion-split{grid-template-columns:repeat(3,1fr)}}
@media(max-width:640px){.home-glance-card{padding:22px 16px}.glance-cycle{grid-template-columns:1fr}.glance-cycle>b{display:grid!important;transform:rotate(90deg);height:20px}.glance-cycle>div:nth-of-type(3),.glance-cycle>div:nth-of-type(4){margin-top:0}.capital-motion-loop{align-items:flex-start;text-align:left}.capital-motion-loop strong{font-size:.88rem}.capital-motion-note{text-align:left}.capital-motion-step h3{font-size:1.2rem}.motion-split{grid-template-columns:1fr}.motion-split span{font-size:.7rem}.motion-split small{font-size:.62rem}}.motion-split span{font-size:.7rem}.motion-split small{font-size:.62rem}}

/* Leadership portraits: supports real JPG/JPEG images with graceful initials fallback */
.leader-portrait{position:relative;aspect-ratio:4/5;border-radius:16px;overflow:hidden;margin-bottom:20px;background:linear-gradient(145deg,var(--navy),var(--navy-3));box-shadow:inset 0 0 0 1px rgba(255,255,255,.08)}
.leader-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center top;display:none;background:#eef3f6}
.leader-photo.is-loaded{display:block}
.portrait-fallback{position:absolute;inset:0;display:grid;place-items:center;color:var(--gold-bright);font-family:var(--serif);font-size:2rem;font-weight:800}
.leader-photo.is-loaded + .portrait-fallback{display:none}
@media(max-width:680px){.leader-portrait{aspect-ratio:1/1}}

/* Production asset structure and leadership portraits */
.leader-portrait{position:relative;aspect-ratio:4/5;border-radius:16px;overflow:hidden;background:linear-gradient(145deg,var(--navy),var(--navy-3));margin-bottom:20px}
.leader-portrait .leader-photo{position:absolute;inset:0;width:100%;height:100%;display:block;object-fit:cover;background:#eef3f6}
.leader-card:nth-child(1) .leader-photo{object-position:center 24%}
.leader-card:nth-child(3) .leader-photo{object-position:center 18%}
.leader-card:nth-child(5) .leader-photo{object-position:center 20%}
@media(max-width:680px){.leader-portrait{aspect-ratio:4/5}}



.required-mark{color:#b42318;font-weight:800}.required-fields-note{margin:0 0 1rem;font-size:.88rem;color:var(--muted,#667085)}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}